Our Programmes
Three Paths, Shaped Around You
Each programme is built around a different stage of financial learning. You choose the one that fits where you are, and we walk with you from there.
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Our Teaching Approach
Every programme at Mali Capital follows the same underlying method: we start with what you already know, build new understanding gradually, and always connect theory to real Thai financial examples. Nothing is rushed, and nothing is assumed.
Each session opens with a short "with care" summary of what will be covered and why it matters. Each session closes with a practical takeaway you can use that week. Between sessions, participants can submit written questions that are addressed at the next meeting.
Start Gently
Begin at your level
Build Steadily
Layer knowledge over time
Apply Practically
Use it in real Thai life
Plan Forward
Work toward your goals
The First Bloom
A gentle three-session introduction for midlife learners beginning to care for their finances. We move slowly through budgeting, saving, and everyday Thai banking, treating each question with respect. Ideal for those who want a kind, gentle start.
What you will cover:
- Understanding where your money goes each month
- Building a simple, honest household budget
- Thai bank accounts: savings, fixed deposits, and daily accounts
- Starting a regular saving habit, however small
How sessions flow:
Money & Me — a calm look at where you are now
Budgeting without restriction — a kinder approach
Saving as self-care — small steps, steady progress
Full programme fee
฿4,400
3 sessions · printed guide included
Tending with Care
A six-week course for people ready to look after their finances more fully. We explore saving routines, fund and deposit options, and planning calmly for future costs. Includes recorded lessons, a planning notebook, and a midway check-in. Suited to those with the basics who want supportive structure.
What you will cover:
- Developing consistent monthly saving routines
- Thai mutual funds and fixed deposit structures
- Anticipating and planning for larger future costs
- Understanding risk in plain, honest language
- Building a personal financial roadmap
Programme structure:
Reviewing foundations and setting intentions
Saving with structure — amounts, accounts, habits
Thai deposits and funds explained clearly
Midway check-in and individual review
Planning for costs ahead — healthcare, family, life
Pulling it together — your personal financial plan
Full programme fee
฿7,200
6 weeks · recordings + notebook included
The Full Garland Programme
A ten-week guided programme for readers planning thoughtfully toward retirement and family wellbeing. We thread together pensions, healthcare, and longer-term choices with care, always encouraging a conversation with a licensed professional first. Best for those who want a caring, complete path.
What you will cover:
- Thai Social Security, Provident Funds, and the GPF
- Retirement planning timelines and realistic targets
- Healthcare costs in later years and how to prepare
- Family financial planning and wealth passing
- When and how to engage a licensed financial advisor
- A closing reflection and personal planning folder
Important note: The Full Garland covers topics that intersect with personalised financial decisions. We always recommend participants consult a licensed Thai financial advisor alongside this programme. Education provides the foundation; professional advice shapes the plan.
Full programme fee
฿10,500
10 weeks · folder + closing reflection included
Choose Your Path
Which Programme Fits You Best?
Use this table to find the right starting point. If you are still unsure, simply reach out and we will talk it through with you.
| Feature | First Bloom | Tending with Care Most Popular |
Full Garland |
|---|---|---|---|
| Sessions / Duration | 3 sessions | 6 weeks | 10 weeks |
| Recorded lessons | |||
| Printed guide | Notebook | Planning folder | |
| Midway check-in | |||
| Retirement planning content | |||
| Best for | Complete beginners | Intermediate learners | Planning for later life |
Our Standards
Consistent Across All Programmes
Privacy First
All participant information is handled in line with Thailand's Personal Data Protection Act. Details are never shared with third parties.
Updated Content
Programme materials are reviewed at least twice annually to ensure accuracy against current Thai financial regulation and practice.
Education Only
No financial product is recommended or sold during any programme. Our educators are teachers, and that boundary is firm and respected.
Feedback Loop
Every programme ends with a written feedback invitation. Responses shape how we adjust content, pacing, and delivery over time.
Qualified Teaching
Educators hold formal qualifications in finance or adult learning, with ongoing professional development reviewed each year.
Participant Wellbeing
Every session includes a pause — an explicit reminder that financial topics carry emotional weight and that everyone moves at their own pace.
Pricing
Clear Fees, Nothing Hidden
All materials, sessions, and included resources are covered by the programme fee shown. There are no additional charges once enrolled.
First Bloom
฿4,400
3 sessions
- 3 guided sessions
- Printed reference guide
- Practice worksheets
- Small group setting
Most Popular
Tending with Care
฿7,200
6 weeks
- 6 weekly sessions
- All sessions recorded
- Planning notebook
- Midway check-in
- Small group setting
Full Garland
฿10,500
10 weeks
- 10 guided sessions
- All sessions recorded
- Personal planning folder
- Midway check-in
- Closing reflection session
Not Sure Where to Begin?
Tell us a little about your situation and we will suggest the programme that fits best. There is no obligation in asking.
Get a Recommendation